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It's Not Too Late To Avert Dementia After Age 60, Study Shows

It’s Not Too Late To Avert Dementia After Age 60, Study Shows

There’s good news for older Americans at high-risk of developing dementia: simple steps to stay mentally and physically active improved thinking and helped keep Alzheimer’s disease at bay. And it didn’t take long.

Lifestyle changes including exercise, a better diet, and more mental and social activity yielded significant protection within two years, according to a large clinical trial published Monday. To qualify for the study, participants had to have various risk factors for brain decline, like consuming a poor diet and not exercising regularly. Others had a gene mutation tied to Alzheimer’s disease.

While brain function starts to worsen in a person’s sixties, the results indicate that switching up one’s routine even later in life can stall the onset of dementia. Making such changes appeared to slow the cognitive aging clock by one to two years, said Laura Baker, a professor of internal medicine at Wake Forest University of Medicine and one of the study leaders.

The key takeaways are to “move more, sit less, add color to your plate, learn something new, and stay connected,” Baker said at the Alzheimer’s Association International Conference in Toronto, where the results were presented. “Challenge yourself to do this on a regular basis.”

The findings were simultaneously published in the Journal of the American Medical Association.

The U.S. Study to Protect Brain Health Through Lifestyle Intervention to Reduce Risk, known as Pointer, is the largest lifestyle intervention trial for Alzheimer’s disease completed in the U.S. It included more than 2,000 adults between the ages of 60 and 79 in structured and self-guided intervention groups.

Cognitive function improved in both, but those getting structured support had a significantly greater benefit than those in the self-guided group.

The program recommended cardiovascular exercise for 30 minutes, four days a week, and a low-salt diet with a focus on brain-healthy foods like dark leafy greens, berries, whole grains and coldwater fish. Participants in the structured group completed “brain training” computer games three times a week.

The structured group had 38 meetings with their peers over the two-year study to set goals and keep others accountable. The self-guided group met much less often — six times over the two years — but received the same information.

The POINTER trial replicated the 2015 landmark FINGER study, or Finnish Geriatric Intervention Study to Prevent Cognitive Impairment, to assess whether those findings applied to the larger and often less healthy US population.

This article was provided by Bloomberg News.

Family Financial Wellness

Family Financial Wellness

Family Financial Wellness

Presented by Robert Blakely, CFP®

Summer is almost here! Children will be out of school, and that means more time together as a family. What will you spend your time doing? Do you already speak to your children about financial matters? Perhaps this summer, as a family, you can focus on your family’s financial wellness.

What is family financial wellness? Simply put, it is how you and your family, together, prepare for the future. 

Managing your finances can be stressful and take time. If you are not proactive and do not put a plan in place, your physical and mental health can be affected; you can lose sleep and lose focus. So it is imperative for a healthy family and your peace of mind that you follow some simple steps to ensure financial wellness for all. 

There are four components to becoming financially well as a family: savings, expenses, debt, and risk protection. These can be crucial to your family’s financial wellness and improving in each area should be a priority for you and your family. The following are some simple steps that can help as you start down the path of family financial wellness.

To begin:

Spend less than you earn.

Begin by creating a budget. Keep track of every dollar that comes in and every dollar that goes out. This will allow you to see where you are spending your money and where you might be able to cut back.

Set up an emergency fund.

Relatively small expenses can be devastating if you do not plan for them. Set up an automatic transfer each month and put a portion of each check into this emergency fund. Then make a promise to yourself and your family that you won’t spend it unless it is in a true emergency.

Pay down your debt.

List all of your debt, including the monthly minimum payments and interest rates. Decide which you will pay off first and commit to that. Just do it!

Protect your family.

Purchase life insurance which will give you peace of mind knowing your family is taken care of should the worst happen. 

Save for retirement.

The best way to do this is to participate in your employer’s offered retirement plan. Many employers offer a match, so make sure you contribute to the plan so you can get this ‘free money’ and maximum benefit. If your employer does not offer any type of plan, make sure to contact a financial advisor to set up an automatic transfer into a retirement account.

 

Taking these simple steps – and working together as a family – will help promote a healthy relationship with money for your children but also put you on the path to financial wellness as a family!

Engage with the entire Blakely Financial team at WWW.BLAKELYFINANCIAL.COM to see what other expert advice we can provide towards your financial well-being.

ROBERT BLAKELY, CFP® is a financial advisor with BLAKELY FINANCIAL, INC. located at 1022 Hutton Lane, Suite 109, High Point, NC 27262. He is the founder and president of Blakely Financial, Inc.

Blakely Financial, Inc. is an independent financial planning and investment management firm that provides clarity, insight, and guidance to help our clients attain their financial goals.

Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency or Blakely Financial, Inc.