Monthly Newsletter

August 2018

Have you Made Any of These Financial Mistakes?

As people move through different stages of life, there are new financial opportunities- and potential pitfalls - around every corner. Have you made any of these mistakes?

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August 2018 Newsletter


July 2018

Quiz: Financial Facts That Might Surprise You

If you have a penchant for financial trivia, put your knowledge to the test by taking this short quiz. 

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July 2018 Newsletter

June 2018

Mid -Year Planning: Tax Changes to Factor In

The Tax Cuts and Jobs Act, passed in December of last year, fundamentally changes the federal tax landscape for both individiual and businesses. 

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June 2018 Newsletter

May 2018

Dividend Investing: Small Payments Can Boost Returns

Owning shares of stock or stock funds might increase the value of your portfolio in one of two fundamental ways: capital appreciation (i.e., price increases) and dividend payments. 

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May 2018 Newsletter

April 2018

Government Report Details Household Finances

Every three years, the Federal Reserve sponsors the Survey of Consumer Finances (SCF), which collects informaton on the financial state of U.S. households. The survey is one of the nation's primary sources of information on the fnancial condition of different types of households.

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April 2018 Newsletter

March 2018 Newsletter

Due Date Approaches for 2017 Federal Income Tax Returns

Tax filing season is here again. If you haven't done so already, you'll want to start pulling things together - that includes getting your hands on a copy of your 2016 tax return and gathering your W-2s, 1099s and deduction records. 

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March 2018 Newsletter

February 2018 Newsletter

What's Your Money Script?

Money is power. A fool and his money are soon parted. A penny saved is a penny earned. Money is the root of all evil. Do any of these expressions ring true for you? 

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February 2018 Newsletter

January 2018 Newsletter

How Much Risk Can You Take?

Many market stocks are short-lived once investors conclude the event is unlikely to cause lasting economic damage. Still, major market downturns such as the 2000 dot-com bust and the 2008-09 credit crisis are powerful reminders that we cannot control or predict exactly how, where or when precarious situations arise.

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January 2018 Newsletter

December 2017 Newsletter

Questions to Ask Before Buying That Thing You've Always Wanted

Even if you're generally comfortable with your finances, you may occasionally worry about how much you're spending. 

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December 2017 Newsletter


November 2017 Newsletter

What You Can Do with a Will

A will is often the cornerstone of an estate plan. Here are five things you can do with a will.

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November 2017 Newsletter

October 2017 Newsletter

Company Stock and Your Portfolio: Keep Your Eye on Concentration Risk

The opportunity to acquire company stock - inside or outside a workplace retirement plan - can be a lucrative employee benefit. But having too much of your retirement plan assets or new worth concentrated in your employer's stock could become a problem if the company or sector hits hard times and the stock price plummets. 

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October 2017 Newsletter

September 2017

For Women, a Pay Gap Could Lead to a Retirement Gap

Women in the workforce generally earn less than men.  While the gender pay gap is narrowing, it is still significant. The difference in wages, coupled with other factors, can lead to a shortfall in retirement savings for women.

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September 2017 Newsletter

August 2017

Working in Retirement: What You Need to Know

Planning on working during retirement? If so, you're not alone. 

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August 2017 Newsletter

July 2017

Don't Let Rising Interest Rates Catch You by Surprise

You've probably heard the news that the Federal Reserve has been raising its benchmark federal funds rate. 

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July 2017 Newsletter

June 2017 Newsletter

Four Numbers You Need to Know Now

When it comes to your finances, you might easliy overlook some of the numbers that really count. Here are four to pay attention to now that might really matter in the future.

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June 2017 Newsletter

May 2017 Newsletter

Is Smart Beta a Strategy for You?

Traditional investment indexes such as the S&P 500 are weighted based on market capitalization, the value of a company's outstanding stock.  

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May 2017 Newsletter

April 2017 Newsletter

Four Ways to Double the Power of Your Tax Refund

The IRS expects that more than 70% of taxpayers will receive a refund in 2017. What you do with a tax refund is up to you, but here are some ideas that may make your refund twice as valuable. 

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April 2017 Newsletter


March 2017 Newsletter

Due Date Approaches for 2016 Federal Tax Returns

Tax filing season is here again. If you haven't done so already, you will want to start pulling things together - that includes getting your hands on a copy of last year's tax return and gaterhing W-2s, 1099s and deduction records. 

Click below to read more:

March 2017 Newsletter

February 2017 Edition

Quiz: How Much Do You Know About Social Security Retirement Benefits?

Social Security is an important source of retirement income for millions of Americans, but how much do you know about the program? Test your knowledge by clicking on the link below:

February 2017 Newsletter

January 2017 Edition

Medicare and Medicaid:  What's the Difference?

It's easy to confuse Medicare and Medicaid, particularly since they're both government programs that pay for health care. But there are important details between each program. Click below to read more.

January 2017 Newsletter

December 2016 Edition

Playing Catch-Up with Your 401(k) or IRA

If you're 50 or older, you could benefit by making catch-up contributions to tax-advantaged retirement accounts. Click below to access this article and more.

December 2016 Newsletter

October 2016 Edition

Earnings Call: A Closer Look at Financial Reports

The second quarter of 2016 marked the fifth quarter in a row of declining U.S. corporate earnings. Click below to read the rest of the article.

October 2016 Newsletter

September 2016 Edition

Quiz: Test Your Interest Rate Knowledge

In December 2015, the Federal Reserve raised the federal funds target rate to a range of 0.25% to 0.50%, the first rate increase from the near-zero range where it had lingered for seven years.  Click below to read the rest of the article.

September 2016 Newsletter

August 2016 Edition

Investors are Human too.

In 1981, the Nobel Prize-winning economist Robert Shiller published a groundbreaking study that contradicted a prevailing theory that markets are always efficient. Click below to view the rest of the article. 

August 2016 Newsletter

July 2016 Edition

Mid-Year 2016: An Investment Reality Check

Market volatility is alive and well in 2016. Click below to view the rest of the article.

July 2016 Newsletter

June 2016 Edition

Projecting a Happy Retirement

Having a realistic picture of your retirement income and expenses could increase your chances of enjoying a happy retirement.

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May 2016 Edition

Understanding Stock Market Indexes

Understanding the nuts and bolts of a stock market index may make a difference to your portfolio.

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March 2013 Edition

Cost-of-Living Adjustments: What They Are and Why They Matter

The riding costs of food, gas, electricity, and health care can strain anyone's budget.

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January 2013 Edition

High-Yield Bonds: The Pros and Cons

Interest rates at historically low levels are great for those looking to refinance a mortgage or borrow money to start a business.

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October 2012 Edition

Year-End Investment Planning and the Fiscal Cliffhanger

Investment planning at the emd of 2012 revisits issues that have compliacted the planning process for the last two years - tax cut extensions and spending cuts designed to reduce the U.S. budget deficit...

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Septemeber 2012 Edition

Breaking Down the Taxpaying Population: Where Do You Fit In?

Every quarter, the Statistics of Income Division of the Internal Revenue Service (IRS) publishes financial statistics obtained from tax and information returns that have been filed with the federal government.

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August 2012 Edition

Speculating on the Future of the Federal Estate Tax

What's the future of the federal estate tax? All we know is that no one knows for sure; it's all speculation. So, let's take a look at what could happen.

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June 2012 Edition

Market-Moving Indicators for Monitoring Europe

If you've struggled to make sense of the ongoing European debt debacle, you're not alone. It's difficult even to keep track of all the pieces of this financial Rube Goldberg puzzle, let alone understand how they can influence one another.

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April 2012 Edition

Supercommittee Failure Sets Stage for Election Year Debate

As part of a last-minute agreement ending August's debt ceiling standoff, legislation was signed into law calling for the creation of a deficit reduction "supercommittee." The Joint Select Committee on Deficit Reduction, comprised of 12 memebers (6 Democrats and 6 Republicans) from both the House and Senate, was charged with finding ways to reduce the federal deficit by at least $1.2 trillion, and directed to report its findings bt November 23, 2011.

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February 2012 Edition

Keeping Market Volatility in Perspective

When markets are volatile, sticking to a long-term investing strategy can be a challenge. Though past performance is no guarantee of future results, it might help you keep the ups and downs in perspective to see how recent market action compares to previous market cycles.

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